Wrong scheme for the project
Applications fail early when the project does not match the scheme's eligibility — tenure, unit mix, price caps or borrower profile.
End-to-end application and documentation facilitation
Real Estate Development Project Finance
Development finance from institutions such as Family Homes Funds (FHF), the Federal Mortgage Bank of Nigeria (FMBN), the Bank of Industry (BOI) and similar bodies is won on the strength of the application: a bankable feasibility, clean documentation and financial statements that stand up to scrutiny. We facilitate the process end to end — from scheme selection to application, documentation and follow-through to decision.
Who this service is for
- Real estate developers preparing applications for affordable-housing or development finance schemes.
- Construction and development companies pursuing BOI or similar industrial financing facilities.
- Landowners and estates seeking to package a scheme through FMBN or FHF channels.
- Companies whose previous application stalled at documentation or financial-model stage.
The problems this addresses
Feasibility that is not bankable
A sales brochure is not a feasibility. Institutions want cost build-ups, phasing, absorption assumptions and sensitivities.
Financial statements that undermine the case
Weak or unaudited accounts, undisclosed obligations or inconsistent figures raise doubts the application cannot recover from.
Documentation gaps and rework
Every missing title document, consent or tax certificate becomes a query cycle that pushes the file to the back of the queue.
No one driving follow-through
Applications stall between the developer, the institution and third parties when nobody owns the process end to end.
Scope and deliverables
We facilitate the full application journey. Typical scope includes the following.
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Scheme selection and eligibility review
Mapping the project against FHF, FMBN, BOI and other relevant schemes — terms, eligibility, caps and timelines — and recommending the strongest route. Output: a written scheme assessment and recommended route.
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Bankable feasibility and financial model
A development feasibility with land cost, construction build-up, professional fees, phasing, sales absorption, pricing and sensitivities, presented in the format institutions review. Output: a feasibility report and financial model.
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Application documentation pack
Compiling and aligning the application: corporate documents, title and consent documents, tax compliance evidence, financial statements, drawings and bills of quantities, with gaps flagged early. Output: a complete, indexed application pack.
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Financial statements and tax positioning
Bringing the company's accounts and tax records to the standard the institution will examine, coordinating with auditors where required. Output: a financial position that supports rather than undermines the application.
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Institution liaison and follow-through
Submitting, tracking and responding to queries, coordinating site visits and valuations, and keeping every party moving until decision. Output: a managed process with a single owner.
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Drawdown readiness
Post-approval preparation: conditions precedent, reporting formats and disbursement documentation so approved funds move without avoidable delay. Output: a conditions-precedent checklist and reporting calendar.
How the engagement works
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Project and company review
We examine the project, the title position, the company's records and the realistic financing need.
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Route selection
We recommend the scheme or combination of schemes with the strongest fit, and tell you plainly if none fits.
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Feasibility and model
The bankable feasibility and financial model are built or rebuilt to institutional standard.
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Documentation and submission
The application pack is compiled, gap-checked and submitted, with a query-response protocol agreed.
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Follow-through to decision
We own the follow-up: queries, valuations, site visits and committee timelines until a decision is issued.
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Post-approval support
Conditions precedent, drawdown documentation and the reporting rhythm the facility requires.
What we need from you
Preparation is where most engagements are won or lost. The more of this you can gather before we start, the faster the work goes and the more accurately we can scope it.
- Title, approval and consent documents for the project, in whatever state they exist.
- Company records: financial statements, tax filings and existing obligations.
- Honest project economics — costs, pricing and sales pace as they are, not as hoped.
- A named counterpart with authority to move documents and decisions quickly.
- Patience for institutional timelines; we keep the file moving but cannot shorten committees.
What you can reasonably expect
- An application that matches the right scheme and meets its eligibility from the start.
- A feasibility and model that speak the institution's language.
- Fewer query cycles because documentation is complete and consistent at submission.
- A single owner of the process from preparation to decision.
- A company financial position that supports the application.
- Drawdown readiness so approval converts to disbursed funds without avoidable delay.
Funding decisions rest solely with the financing institution. We facilitate a strong, complete and well-followed application; no approval outcome is guaranteed by any adviser, and you should be cautious of anyone who promises one.
What affects fees and timelines
We do not publish a price list. The drivers below vary too much between businesses for a published figure to be honest — and a price quoted before an assessment is usually wrong in one direction or the other.
| Factor | How it affects the engagement |
|---|---|
| State of documentation | A project with clean title and current accounts is a shorter engagement than one rebuilding both. |
| Scheme complexity | Multi-institution or blended structures add workstreams and coordination. |
| Quality of existing records | Where accounts or tax records must be reconstructed first, that phase is priced separately. |
| Institution timelines | Committee cycles and valuation queues sit outside our control; we manage the file, not the calendar of third parties. |
Software and industries this service applies to
Frequently asked questions
Which institutions do you work with?
We facilitate applications to Family Homes Funds (FHF), the Federal Mortgage Bank of Nigeria (FMBN), the Bank of Industry (BOI) and other relevant development-finance institutions, matching the scheme to the project. We are independent advisers, not agents of any institution.
Do you guarantee approval?
No. Decisions rest with the institution. What we control is the quality, completeness and follow-through of the application — which is where most applications fail.
Our previous application stalled. Can you rescue it?
Usually we start by diagnosing why it stalled — scheme fit, feasibility, documentation or follow-through — and then either rebuild the file or advise you honestly that the project is not currently financeable and what would make it so.
Do you also handle the accounting side?
Yes, where needed. Bringing the company's accounts and tax position to institutional standard is part of the service, and ongoing accounting can continue under our accounting and bookkeeping service after approval.
Let’s build a stronger financial foundation for your business.
Tell us what you are dealing with. We will tell you honestly whether we can help, what it would involve and what it would cost.